Virtual Terminal

Turn your computer, tablet, or smartphone into a secure point-of-sale. Process payments, send invoices, and manage your business from any web browser via the cardONE Dashboard.

Take payments on any device—no hardware required.

Key Features

Go Hardware-Free: Accept credit and debit cards manually for phone, mail, or in-person orders.
Digital Invoicing: Send payment requests via email for instant, remote settlement.
Secure Vaulting: Safely store customer cards for fast, one-click repeat billing.
Advanced Security: Built-in AVS and CVV fraud protection with end-to-end encryption.
Instant Sync: All virtual transactions sync automatically with your cardONE POS devices and reporting.

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Why cardONE?

In an industry filled with complex contracts and hidden fees, cardONE stands apart by prioritizing your business's health over our own bottom line. We believe a partnership should be earned every single day through seamless technology, radical transparency, and a relentless focus on your growth.

Interchange Transparency: No hidden markups, no tiered traps, just radical honesty.
Freedom of Partnership: Loyalty is earned, not enforced. We eliminate restrictive long-term contracts, placing the burden of performance squarely on us.
Seamless Integration: Break down silos. Our tech weaves directly into your ERP, e-commerce, or mobile apps to automate reconciliation and reclaim your time.
Expert Human Advocacy: Ditch the call center. Get a direct line to industry experts who understand your vertical and are committed to your immediate success.

Learn More Let's Connect

Ramsey's Diamond Jewelers

We've been working with cardONE for our bankcard services and they've been a fantastic partner.Payment processing is such an important part of creating a smooth retail experience. cardONE helps us make sure every transaction is quick, secure, and hassle-free. Whether it's a small purchase or a big milestone piece, we can trust that the payment side of things runs exactly the way it should.What we appreciate most is their support. If we ever have a question or need assistance, their team is responsive, knowledgeable, and easy to work with. They truly feel like a partner, not just a vendor.We're grateful to have cardONE supporting our business and helping us take great care of our customers every single day.

Ramsey's Diamond Jewelers

Ancona Jewelers

We've partnered with cardONE for many years, and they've consistently been accommodating, supportive, and diligent in finding the best solutions for our business.Angela and Lauren, in particular, have been incredible to work with, always proactive and attentive to our needs. We truly value this longstanding partnership and look forward to many more years of success together.

Ancona Jewelers

Garrett Rubio, DDS

cardONE has been such a pleasure to work with. As a dentist, credit card processing is not my area of expertise; however, it is a necessary aspect of running a business.Lauren at cardONE set up our office with two wireless credit card terminals, and the entire process was seamless. We love the flexibility and functionality these terminals have given us, and we highly recommend the services that cardONE provides.

Garrett Rubio, DDS

Ware Jewelers

For years, cardOne has been an outstanding partner for our business. Their service is personal, responsive, and reliable.Over the past year in particular, they helped us transition to Clover, which has allowed us to email payment links directly to our customers and streamline how we process credit cards. That upgrade alone has improved our customer experience and internal efficiency.Any time we have had a question or an issue, Lauren and Angela respond quickly. I am never left waiting or wondering who to call. They are accessible, knowledgeable, and proactive.We recently invested in a new POS software system, and before moving forward, I made certain we could continue working with cardOne. That is how important they are to our operation. I trust them completely and highly recommend cardOne to any business looking for a dependable credit card processing partner.

Ware Jewelers

Ready to transform your payments

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Show us your current flow and we will show you a faster way to grow.